Dear NIBA Members and Supporters, 2015 NIBA Membership: Thank you for your continued support of the only independent organization supporting IBs, CTAs, and APs. Your support, participation, and your investment in your business is what makes the NIBA possible. If you are not a member yet we invite you to join now. With each new member our influence and voice becomes stronger and everyone in the community benefits. Please take a few minutes to join or renew your membership online. I believe membership in the NIBA is the most efficient and effective way for you to expand your business opportunities…